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TreasuredStocks Frequently Asked Questions

Q
Do you take credit cards?
A

We are pleased to use PayPal Check out systems of payment.  If you choose to mail us your payment, the preferred method is with a postal money order.

If you send a cashier's or personal check as payement, your item will be shipped as soon as the check clears. This "clearing" process can take ten days or longer.

Q
What is a Friedburg number?
A

What is a Friedberg   number?

Friedberg  Numbers have become a very popular numbering system for Untied States Currency.  As a kind of reference and number system, the Friedberg number refers to Arthur L. and Ira S. Friedberg’s Paper Money of the United States, the authoritative reference of US currency.  Treasuredstocks.com includes Friedberg numbers for our legitimate US currency items.

Q
What is a series number?
A

 

What is a series number?

If you look at the front of a paper note or currency item, you will almost always see the year the item was designed and adopted. This is the series number. Be sure to notice, however, that the series number may be quite different from the year the note was actually printed! Therefore, the “series” notation is the first year that  currency items, of that same design, were created. As a great reference method, Treasuredstocks.com includes series numbers for our currency items. 

Q
I'm interested in collecting; Where do I start...
A

I want to start collecting coins and currency items; where do I start?

Collectors of coins and currency do so for many reasons. One of the most common collector is the hobiest who collects more for fun and appeal, rather than profit. Often, this attraction begins as a child who, by chance or purpose, receives an item that is both fascinating and historical.  

An increasingly popular reason to pursue collecting of coins and currency is to do so as an investment Persons who use collections as a kind of investing do so with the idea that the value of the items, in singular or total, will increase over time. Supply and demand is the key concept here as well as a critical understanding that collections do not “make” money until they are sold and may even incur costs, such as the costs of safe and secure storage.

A third type of collector is the person who acquires a collection via inheritance. This person may or may not have any real interest in the items but appreciates potential value.

One great advantage we have today is the internet. For example, take a careful look around our Treasuredstocks.com web site and you will see over 4,000 items, of all categories, grades, and prices, all graded and all in full color view. And now a bit about grading. A graded item allows collectors to speak the same language when it comes to the condition of the item.

The term “Numismatics” refers to the study or collecting of coin/currency. A numismatist is someone who does this by hobby or profession.  Here is a great web site to use, when learning more about such an exciting field. There’s even several links specifically designed for children.

http://www.numismatics.tv/

We are official members of multiple numismatic-related organizations. Therefore, Treasuredstocks.com welcomes any and all questions regarding our postings and our passion for collecting coins and currency of all types. We are here to assist you! Please give us a call 870-670-4255 or email us at jeff@treasuredstocks.com

Q
Payment methods
A

Payment Methods

Payment can be made by clicking on the Buy Now button, which acccepts credit cards such as Amex, MasterCard, and Visa payments.


You may also contact us to make payment using postal money orders, cashiers checks, wire transfers, or personal checks. If payment is made with cashier's or personal check, your item will ship after payment is cleared. This process can take ten or more days.

Q
Return Policy
A
We are proud of our items and make a serious effort to display each individual product accurately.  Any purchased item that does not match or exceed your expectation may be returned for merchandise credit or a full refund.

We have a 7 Day Return Policy as long as the return item is returned in the same condition. All items must be shipped properly and very securely packaged in original condition, prepaid and insured.

The return privilege is not applicable to any item offered for resale within the return period.

Once item is received and is acceptable, a check will be mailed less any Checkout fee.

Q
Shipping & Handling Details
A
We ship to the top collectors throughout the United States and the world.  Every shipment is insured.  Extra shipping and handling charges are added for insurance, express shipping, and any shipments outside of the US. 
Q
Layaway option
A

Short of Money?  Use our ...

Layaway....

1. Layaway on items at Treasuredstocks.com are availablwe with a deposit on these items.

2. On layaways, we cannot accept charge cards.

3. Items will be held until all payments are received and cleared.

Q
I found-inherited-bought-have a note/coin -- what's it worth?
A

What's it worth? How can I find out what my coin/note is worth?

Many times each day, someone asks this question via emails and phone calls. Unfortunately, if a note has not been graded and encased (such as with PCGS or PMG as pictured) we are unable to place any specific value on your note or coin. If you are unsure of what official grading is, please take a look at our grading description at the end of this page. 

Unfortunately, we are not able to identify or specifically value ungraded coins or currency by telephone or email. 

Here is some information that may help.

When we have an ungraded coin or paper note, we carefully research answers to the following questions, prior to placing a value on it. This research can take a great deal of time and effort.

How many were made/printed and how many currently exist

Auction results. We have over 30 years of auction and reference data

How many people want them (supply and demand is important). For example, a note can be very sought after for its beauty and distinctive features.

The exact condition of the note or coin. Condition is everything! See below regarding grading.

If it’s a coin, the bullion value, sometimes referred to as the melt value

Is it (or could it potentially be) a counterfeit

We collect data such as year of issue, location of issue, serial number, signatures, front and back pictures, colors, seals, etc. 

Importantly, age, as a single statement of value, may hold little or no relevance. Same is true with the face value of the item (a one dollar note may be worth far more than a 100 dollar item).

Please contact us at jeff@treasuredstocks.com or 870-670-4255 if you are interested in selling us your coins or paper notes.

Take a careful look at our site. With few exceptions, our notes and coins are graded. Grading fees, which can be extensive, have been added into the cost of the item. Grading by an official grading service such as PCGS or PMG is important because the item’s condition has been identified officially. Collectors world-wide rely on and trust an officially graded note. 

 If you are a new collector, the issue of official grading for notes or coins is one of the most important itmes on the treasuredstocks.com website.

Everyday new collectors will call and ask the "what's it worth" question. When I ask them if the note has been folded or has certain defects I usually have a response of  “Oh I missed that."  

One hugely important reason to have a coin or note graded is because of the hundreds of thousands of counterfeit copies that are out there. I know a dealer who paid several thousand dollars for a note and sent it in to be graded to find out that is was counterfeit!

Think about it... If the person selling  really has a great note, why hasn't she/he had it graded? One of two reasons, either there is something wrong with the note or the person is unaware of established guides.
 
Also beware of statements like "this looks like a gem but graded lower"  or "though it's not graded, the note/coin looks perfect."  
 
Who should grade my coin or note?  We are an offical dealer, coins and currency, with PCGS and PMG. If you stay with either organization (PCGS/PMG), you will receive the most resale value for your note or coin because as a dealer I am always going to pay more for a graded coin or note. 
 
I really like how PCGS describes how notes are graded and I have taken the following description directly from their website.
 
Grading currency is not as simple as it might appear. Grading involves aspects of both art and science. Counting the folds in a piece of currency is a relatively easy task, but determining eye appeal and what a note in a certain grade should "look" like takes time, experience, patience, practice, and a certain level of common sense. While the determination of centering and the broadness of margins seems simple (sometimes deceptively so), there are many gray areas involved in the grading process that are not easily tackled. Paper, even of the high quality used to print U.S. currency, is ultimately a fragile material that is subject to the abuses of circulation, wear, mishandling, aging, or even severe damage or destruction. Because of its pliable and fragile nature, currency has been subject to many attempts (both well-meaning and malicious) to improve notes both in appearance and grade. Some of these attempts are laudable in that otherwise unattractive and non-collectible specimens of great rarity have been restored to an appearance that makes them far more acceptable to collectors. Other attempts at “improvement” have resulted in the effective destruction of many notes.

In between these extremes are the gray areas that are much more difficult to deal with. Good note restorers are sometimes capable of amazing feats, and even the best experts are sometimes hard-pressed to determine what (if any) work has been done to a note. A minor corner bend or light fold can sometimes be removed with careful and skillful work so that even the closest examination cannot reveal its previous existence. Many notes that have been lightly circulated now appear to be fully New or uncirculated, as they have been pressed or ironed out. Pinholes can be filled or closed, handling marks or finger smudges can be erased, ink marks or stains can be lightened or removed entirely, tears or splits can be closed, and virtually any problem can be attacked to improve the appearance or remove its visual signs. Sometimes, the skill with which these repairs or restorations are executed makes detection difficult or even impossible.

The problem is not so much the existence of these gray areas, but their impact on a note’s value. While purists cringe at the fact that many notes that were once AU or even XF are now sold as uncirculated, it boils down to fundamental economics. When a circulated note is pressed and the folds are entirely removed, it again appears “uncirculated.” Because the market currently dictates that most notes are worth more as pressed “uncirculated” notes than in their original state, such restoration is financially rewarded. Any time profit is available the opportunity will be exploited. If the demand remains for such pressed notes, supply will follow and restoration will continue.

In the 1970s and early 1980s many uncirculated notes were pressed out flat as a board to remove the original paper wave and embossing that, at the time, was considered a “defect.” Today, while the proponents of paper originality and embossing seem to be in the majority, this may not always be the case. How one approaches this problem is the basis for a reasonable and consistent grading standard. To ignore the problem would be a disservice to those in the marketplace who currently value originality. To place too much blame or detraction upon those notes that are truly beautiful and highly collectible, yet are not wholly original, would be a disservice. Many estimates of the numbers of large size type notes that have been restored in some fashion or another run so high that the supply of truly original notes might be so low as to preclude their collectibilty.

[Posted on their PCGS web site] is a summary of the approach we will use in assigning a PCGS Currency grade. It is followed by the specific numerical and adjectival nomenclature that we will use in assigning a grade. Different notes may receive the same grade for different reasons, and all notes with a specific numerical grade may not appear identical.
Q
Purchasing terms & conditions
A

Purchasing terms and conditions

1.  If you purchase more than one item at a time, remaining  mailing and handling charges will be refunded.

2.  All checks should be made out to:

Treasuredstocks.com
1605 Michigan Ave
Horseshoe Bend, AR 72512

3.  If you click and pay with Paypal, your item will ship by the next business day. Additional shipping and handling fees apply for express mail, special handling, and shipments made outside of the US.

4.  If you are sending payment, we prefer postal money orders. All funds must clear prior to shipment; therefore, personal checks, though accepted, can take ten or more days to clear.

5.  Cashiers Checks are also accepted and if your bank confirms funds, your item will ship next business day.

6.  Postal Money Orders will ship next business day.

7.  Wire transfers are accepted. Please contact us for details at  jeff@treasuredstocks.com or 870-670-4255.

This e-mail address is being protected from spambots. You need JavaScript enabled to view it for instructions.

8.  We have a 7 Day Return Policy as long as the return item is returned in the same condition. All items must be shipped properly and very securely packaged in original condition, prepaid and insured.

9.  The return privilege is not applicable to any item offered for resale within the return period.

10.  Once item is received and is acceptable, a check will be mailed less any Google Checkout fee or Paypal fees.

Q
I want to sell you my coins/paper notes but I don't know the value
A

I am interested in selling you my coins and paper notes but I don't know the value. 

We are not able to identify or value ungraded coins or currency by telephone or email. 

Here is some information that may help.

When we have an ungraded coin or paper note, we carefully research answers to the following questions, prior to placing a value on it. This research can take a great deal of time and effort.

How many were made/printed and how many currently exist

Auction results. We have over 30 years of auction and reference data

How many people want them (supply and demand is important). For example, a note can be very sought after for its beauty and distinctive features.

The exact condition of the note or coin. Condition is everything! See below regarding grading.

If it’s a coin, the bullion value, sometimes referred to as the melt value

Is it (or could it potentially be) a counterfeit

We collect data such as year of issue, location of issue, serial number, signatures, front and back pictures, colors, seals, etc. 

Importantly, age, as a single statement of value, may hold little or no relevance. Same is true with the face value of the item (a one dollar note may be worth far more than a 100 dollar item).

Please contact us at jeff@treasuredstocks.com or 208-236-9700 if you are interested in selling us your coins or paper notes.

Take a careful look at our site. With few exceptions, our notes and coins are graded. Grading fees, which can be extensive, have been added into the cost of the item. Grading by an official grading service such as PCGS or PMG is important because the item’s condition has been identified officially. Collectors world-wide rely on and trust an officially graded note.

 I want to sell you my notes/coins but I don’t know the value.

Yes, we will gladly help you sell us your item, at a fair price. As mentioned, condition is everything and cannot be decided via long distance. We must have our head grader examine every item. Thus, we need to see the item in-person, face to face, prior to purchasing the item. Consequently, we ask that you bring or send the coin/currency items to us. Recall that it can take great time and effort to do this correctly, using our extensive research such as auction data, and experience.

If you are planning to sell us your item(s), here is what we ask:

Call us first at 208-236-9700. Discuss  with us your questions and plans.

Q
What is a Pick Number?
A

What exactly  is a Pick number ?

Treasuredstocks.com has listed Pick numbers for our World Currency notes. Similar to Friedberg numbers identified and used for United States Currency, Pick numbers refer to a referencing and numbering system for International Currency items. This referencing and cataloging system is based on methods developed by Albert Pick and described in Standard Catalog of World Paper Money edited by George Cuhaj.

Payment Methods

Payment can be made by clicking on the Buy Now button, which accepts credit cards such as Amex, MasterCard, and Visa.

You may also contact us to make payment using personal checks, money orders, cashiers checks, and wire transfers.

Shipping Details

We ship to the top collectors throughout the United States and the world. Every shipment is insured. Please note that an extra charge may be added for an oversea shipment.

Return Policy

We are proud of our items and make a serious effort to display each individual product accurately. Any purchased item that does not match or exceed your expectation may be returned for merchandise credit or a full refund.

Our Address

TreasuredStocks.com
1605 Michigan Ave.
Horseshoe Bend, AR 72512
870-670-4255
jeff@treasuredstocks.com

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